Keep dreaming, it's the only way to go

I've been using the UOB One credit card for a long time - I remember using it to pay for my house reno in 2020. At that time I was consistently making quite a few large purchases so I could hit the 2k minimum spend in order to get 5% off. I think CardUp was also still accepting it at the time so I am pretty sure I used it to pay for my house mortgage as well. Then CardUp spends became ineligible so I cancelled it for the first time because I could only hit the lower tiers that gave 3.33%. Also there were other cards like DBS Live Fresh that gave higher cashback anyway.  Fast-forward to 2022 or so, there were promos and during covid + wars the banks increased their interest rates and I signed up for the UOB One high interest savings account and got the UOB One card together with it. And that marked the start of my kind-of-annoying experience with the card. 1. I misread "statement month" as "calendar month", and missed out on the first quarter's cashback. Cons