Keep dreaming, it's the only way to go

Somehow October is a super busy month! Suddenly there are so many talks coming up, it's as if everyone is trying to earn as much as they can before the year ends. Which is a good thing as well because it means MORE promotions! 😀 Recently I feel that shopback has a lot of good promotions. You can buy vouchers (eg grabcar vouchers and fairprice on vouchers) and get up to 14% cashback if you pay using citibank credit card. I've already bought more than $50 bucks worth of vouchers (the bulk is grab car since I take it quite often). They have many other vouchers including food panda, grab mart etc. And they give you even more cashback if you hit the minimum spending in the challenge category.  If you click on the figure beside the search bar, then scroll down, you will be able to see Deal Purchase and Challenges.  Now go spend money😂 I think the deals are pretty dope man. Especially cuz they count the deals and offers you bought before entering the challenge.  Also Grab has ...

Disclaimer: I do not need any help or comfort, I'm just here to rant and get the negativity out of my system. Usually I don't write much when I'm happy so whenever I write, it's either I'm sad, nervous or pissed about something. So it seems like I'm always gloomy or pissed, but no I'm not. Life is pretty great overall. But everyone has their ups and downs and it just so happens I write my down times in order to feel better. Because when the events are trapped in my head it just seems worse than it really is. So writing makes things seem less bad, and that's how I cope. Also I don't like to take ppl's advice for my personal things, because there are always parts that people don't know and it makes them biased.  So I'm sitting at an empty coffee shop writing this because I ran out of data and somehow this place has WiFi. Why am I here? Because I can't stand being at home with someone who is so negative and not understanding. Why is it w...

I'm making a mountain out of a molehill but I really do get pissed off by card exclusions! And hence the overexxaggerated post title.  I've been using credit cards, Youtrip and grabpay card for quite awhile, mostly credit cards. But my grab platinum account is going to be downgraded at the end of this year if I don't chalk up enough points, so I was finding ways to hit the point requirements. Saw on hardware zone that I could use my grabpay card on public transport, so that was what I did. But lo and behold, bus and mrt are excluded from earning points! So sad... But at least I know now, so I would like to share the other exclusions here as well: 1. Paypal (yep I wanted to link my grabpay card to PayPal too; since there r merchants that accept PayPal; but apparently it's excluded...There is a difference between topping up and paying to merchant via PayPal, but on Grab's website it doesn't differentiate, so I didn't want to take the risk.)  2. Ez-link transac...