Keep dreaming, it's the only way to go

Sharing my collation of cashback-earning techniques/hacks. Note that I am not a high spender so these hacks are more suitable for middle-income earners and some might even be suitable for lower-income earners. I settle the bills for my whole household and sometimes my parents as well so I am able to meet some of the credit card spending limits for most months. Online Groceries (Fairprice, Giant, Redmart, Shopee) Live Fresh DBS card (5% Online Spend Category) + Shopback (Cashback) I do not purchase Shopback vouchers if I want to hit the minimum spending for my Live Fresh card. (I doubt Shopback voucher spending is eligible for Live Fresh card's 5% cashback, but please let me know if you have tried and got cashback!) Eg. I paid $61.17 worth of groceries from (Fairprice Online) with my Live Fresh card and got 5% credit card cashback and additional $1.58 cashback from Shopback. So total cashback is $4.64. That's 7.59% of my total spending. UOB x Amex Absolute (1.7%) + Shopback (Vou...

Today I'll be sharing some of my all-time favourite breakfasts that are vegan and healthy. The main principle that I abide by is to be as unprocessed as possible, yet easy enough to do. If something is too tough or expensive and people cannot stick to it then even if it were the healthiest option, it wouldn't be feasible. So you will still find some processed foods in my list, but I try to keep it at a minimum.  Also there are a lot of misconceptions as to what 'healthy' means, but health is a balance and it depends on your lifestyle as well. I have had people tell me that they think butter is fine, and you know with keto becoming popular these days it's difficult to rebut. But the person who told me this had breast cancer, fibroids and liver cysts so I'm convinced that her definition of "healthy" really isn't. There are many people who share their diet and health issues online and everytime I see it they're eating things like cakes, seafood pl...